Wednesday, April 22, 2015

5 Tricks To Make Your Home More Eco-Friendly

When is the last time you stopped to think about what an incredible area we live in? The Lake of the Ozarks is known for being one of the most scenic and most beautiful places in the Midwest, and people travel from all over the surrounding states to come here.



The team at Gattermeir Davidson Real Estate wants to take a quick second to remind you how important it is to keep our Lake and our land healthy and beautiful. In honor of Earth Day, we put together a few simple tips to make your homes more eco-friendly. We hope you find them helpful!

1. Close In The Gaps
In the spring and summer, cool air escapes through the cracks and your air conditioner has to work overtime to keep your house at a comfortable temperature. In the fall and winter, your heater has to work harder as well. Making sure doors and windows seal tightly is a great way to reduce your energy usage.

2. Go Paperless
Statements, bills, and other mail has a way of piling up and filling our landfills more quickly than we realize. You can do your part by going online and signing up for paperless statements from your bank, credit card providers, and utility companies.

3. Updates Your Light Fixtures
Did you know that LED lights are up to 75% more energy efficient than standard incandescent bulbs? Reduce your environmental footprint as well as your electric bill by switching to LED lights.

4. Soak Up The Sun
If you have extra money to put towards an energy-saving investment, then it may be time to consider installing solar panels on your roof. Using energy from the sun can significantly reduce the amount of standard electricity you have to use.



5. Maximize Efficiency
When is the last time you updated your kitchen appliances? Outdated dishwashers, refrigerators, and other appliances use significantly more energy than their modern counterparts. As an added bonus, upgraded kitchen appliances are a great way to add value to your Lake of the Ozarks homes.

Happy Earth Day From Gattermeir Davidson!
Saving the Earth may seem like a lofty goal, but it's possible if we all do our part to improve our part of the world. If you are interested in moving to a new home at the Lake of the Ozarks - perhaps one that works better with your energy-efficient mindset - then come talk to one of our Lake Ozark real estate agents. We look forward to working with you!

Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Thursday, April 16, 2015

Tips To Make Closing On Your Home A Breeze

You made it! You've spent hours researching properties and local area information, touring homes, and calculating how much you can afford for a monthly payment. You've found a home for sale at the Lake of the Ozarks that you absolutely love, you've negotiated with the sellers to find a price you're both happy with, and you've been approved for your mortgage loan. There's only one last step in front of you now - closing!


At closing, you'll meet with your Lake of the Ozarks real estate agent, your mortgage lender, your title company, and possibly the sellers (if you and the sellers are both in the area) to finalize the sale. Here are some tips to keep in your back pocket that will make the closing process that much easier!

Make Sure Your Paperwork Is In Order Ahead Of Time

As the buyer, putting together all of the paperwork will not be your responsibility - but is a good idea to touch base with your title company, your REALTOR®, and your mortgage lender to make sure that they have all the information that they need. You should be able to get copies of your documents ahead of time, too, to make sure that all the information is accurate and that everything is spelled correctly.

Make Sure You Have Money For Your Closing Costs

Closing costs and your down payment will all be paid at closing. Your mortgage lender will be able to tell you how much the total you owe at closing will be ahead of time, so you will have time to check the money in your accounts. Bring a checkbook and be prepared to write the check for both of these costs at your closing.


Make Sure The Home Is Move-In Ready

After closing, your new property will be your complete responsibility. Before you close, then, you should take the time ensure that all agreed-upon repairs have been made, that all of the seller's belongings are out of the house, and that the home is completely ready for you and your family to move into. You'll have the chance to double-check all of these things at your final walk-through. If you have questions about this process, see our earlier blog for tips on conducting a successful final walk-through.

See You At Closing!

Are you ready to buy a new home at the Lake of the Ozarks? The team at Gattermeir Davidson Real Estate would love to help you find the perfect home for you. We promise to be there for you along every step of the way - we won't rest until you are happily tucked into your new home!

Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Friday, April 10, 2015

Why Do People Refinance Their Home Loans?

You're probably familiar with the concept of buying a home, but what about the concept of refinancing a home loan? Refinancing a mortgage loan is essentially the process of taking out a new loan to pay off your old loan, and people choose to do this for several different reasons. Here are a few examples of reasons why people might choose to refinance their homes at the Lake of the Ozarks.


Getting A Lower Interest Rate
This is often the first reason that comes to mind when people think about refinancing their mortgages. If interest rates have dropped significantly since you purchased your home, refinancing and locking in a lower interest rate may save you a significant amount of money in the long run.

Locking In A Stable Interest Rate
Say you purchased your home thinking that you would only be there for a few years, so you went with an ARM (adjustable rate mortgage). ARM loans have a fixed interest rate for the first few years, and then the interest rate adjusts to reflects the current rates. If you are planning on staying in the same place, refinancing could prevent your interest rate from rising down the road.

Converting To An Adjustable Rate Mortgage
On the other end of the spectrum, some homeowners may decide they won't stay in their home for as long as they originally thought, and they may decide to switch to an ARM in order to get a lower interest rate for the few years they stay in their home. 

Shortening The Term Of Your Mortgage Loan
The longer the term of the loan, the lower the monthly payments typically are. If you were not as financially comfortable when you purchased your home as you are now, you may have opted for a longer loan term in order to afford the monthly payment. Shorter terms often mean less total interest, though, so converting to a shorter term could be a good move if you can afford the higher monthly payment.

Lowering Your Monthly Payment
Depending on how much lower your new interest rate is compared to your original one, your monthly mortgage payment may decrease significantly. If you are counting dollars every month, having a lower payment can make a huge difference.

Securing Extra Cash
One form of refinancing is known as "cash-out financing," which involves taking out a loan for more than you presently owe on your house and pocketing the difference in cash. Some people do this when find themselves in need of extra money for any number of reasons, including home renovations, a child's college education, paying off other debts, buying other properties, or investing.

Weigh The Pros And Cons Before Refinancing
Refinancing can have some wonderful benefits, but it is a big decision and should not be made without careful consideration of all the potential drawbacks as well as the benefits. 

Looking For A Home At The Lake Of The Ozarks? Contact Gattermeir Davidson!
We are passionate about connecting buyers to their dream homes at the Lake. If you are ready to buy a new home or condo at the Lake of the Ozarks, contact us to get started!
Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Friday, April 3, 2015

Top-Notch Testimonials for the Gattermeir Davidson Team!

Gattermeir Davidson Real Estate is proud to be the strongest team of REALTORS® at the Lake of the Ozarks. We pride ourselves on delivering outstanding service every time to each and every one of our clients. Every day, we help people buy new homes or investment properties at the Lake of the Ozarks - and many of our clients become our friends.

We are especially touched by the clients who take the time to let us know how much they appreciated our service. Today, we wanted to highlight some of the outstanding testimonials we have received from our equally outstanding clients.

The service we get is above and beyond expectations. Always very accommodating, informed, and honest. We will always come back for our future homes and refer you to anyone who wants the 'BEST' agent!
- Mr. & Mrs. Ronald Rief

Bob and Lynn, thank you for helping us make our dream of retiring and moving to the Lake of the Ozarks come true. We look forward to getting together after we settle in. You two have become more than Realtors to us - you have come our friends.
- Greg & Holly Smothers

In risk that your head may swell up when I say this, you were awesome! We love the house and our neighbors!
- Jeff & Tami Becker

Conda Davidson has earned a strong recommendation from us if you are in the real estate market. She takes the time to truly understand what is important to you in your search for that perfect home. She was tireless in her quest to find just the right properties to show and she was exceptionally organized. She always communicated promptly and thoroughly throughout negotiations and provided alternatives to get the deal done. She is the consummate real estate professional! This is a new area for us to explore and Conda provided a wealth of local information to help us settle in. She truly knows the Lake, local businesses, and all of the other million and one details to help you transition to your new home at the Lake of the Ozarks. We feel we selected a highly qualified Realtor in Conda - and also made a friend!
Jerry & Jan Crawford.


Colleen was a pleasure to work with. She went above and beyond our expectations with our condo sale and Lake home purchase. I will gladly recommend Gattermeir Davidson and Colleen to anyone who may be looking to sell or purchase.
- Mr. & Mrs. Steve Lohmann

Nicole tirelessly bent over backwards to accommodate all of our needs and questions. She was professional, well-informed, and patient in everything we asked of her - no matter what time, day or night. She was always pleasant and eager to help. We appreciated the personal treatment we received from both Nicole and Ryan and will highly recommend their services.
- Mr. & Mrs. J. Pierpont


Are You Ready to Buy or Sell Your Home at the Lake of the Ozarks?

Contact the Gattermeir Davidson team! We are passionate about connecting the right buyers to the right homes at the Lake, and we would love to assist you in all of your real estate endeavors. Give us a call and let's get started today!

Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Wednesday, March 25, 2015

Bridge and Dam Half-Marathon & 10K

A brand new event is coming to the Lake! If you like running for great causes, this half marathon or 10K could be exactly what you need to kick off another great weekend at the Lake of the Ozarks. This event involves not one, but TWO races here at the Lake. Races are to be held on Saturday, March 28, 2015. The Gattermeir Davidson Real Estate team is here to provide you all the info on this upcoming event.


10K

  • 6.24 miles
  • Starts at Bagnell Dam in Lake Ozark, MO
  • Registration: $65 per person
  • 8:00 AM
This route is perfect for beginner athletes. The race will kick off at Bagnell Dam and run 6.24 miles across paved roads, through wooded forests, and even across the Lake.

Half Marathon

  • 13.14 miles
  • Starts at Bagnell Dam in Lake Ozark, MO
  • Registration: $75 per person
  • 7:30 AM
If you're looking for a bigger challenge, the Half Marathon could be exactly what you need. The race kicks off at Bagnell Dam and follows the same route as the 10K, but then the participants will turn around and retrace their steps back to the original starting location.

Race Info


Packets for the runners will be available for pickup at the Lodge of the Four Seasons on Thursday from 5:00-8:00 PM, Friday from 4:00-9:00 PM, and on the morning of the race. If you are racing, don't forget to fill out the permission waiver and bring it with you on the day of the race. You can find these permission waivers and all other race information on the Bridge & Dam Half Marathon and 10K website.

Proceeds from this event will benefit the Lake of the Ozarks FCA chapter. The vision of Fellowship of Christian Athletes (FCA) is "to see the world impacted for Jesus Christ through the influence of coaches and athletes."

Relocating to the Lake of the Ozarks?

Spring is finally here, and this event is just one of the many great things happening at the Lake. If you are considering becoming a full-time member of our great community, feel free to reach out to one of our experienced Lake of the Ozarks real estate agents. We would be happy to help you find your new home at the Lake.

Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Monday, March 16, 2015

Selling Your Home - What NOT To Do

Have you been thinking about selling your home? With springtime finally here, it could be the perfect time to relocate or treat yourself to that newer, bigger home you've been dreaming about. If you're planning to sell your home at the Lake of the Ozarks, there are certain things you can do to help speed up the process - and certain things you should NOT do. Here's a quick list of things you shouldn't do if you're trying to sell your home.


DON'T Get Sloppy
Buyers have a lot of different homes to choose from. If they walk into a dirty or cluttered home, chances are they will turn around and walk right back out. Don't lose out on potential sale just because you forgot to do the dishes or sweep the floor. Now is the time to embrace that inner OCD and keep your home spotless at all times!

DON'T Wait For The Buyers To Come To You
Simply sticking a "for sale" sign in your front yard isn't going to cut it. (Besides, some homeowners associations won't even let you put those signs out.) If you're selling your Lake of the Ozarks home, it's important to go all out with the marketing aspect. When you sell your home with Gattermeir Davidson, our experienced agents can help get your home the exposure it needs. 

DON'T For Sale By Owner
Real estate transactions involve huge sums of money, and both the sellers and the buyers are trying to get the best possible deal for themselves. For Sale By Owner is incredibly challenging because you deny yourself your most valuable asset - your real estate agent. Your Lake of the Ozarks real estate agent can help you determine what offers are reasonable and can help you negotiate to ensure the best outcome for all parties.

DON'T Ask For Too Much Money
Every seller wants to make millions off of their home, but sometimes that just isn't realistic. Your home will hopefully have gone up in value since you purchased it, but you can't simply assume that it has. Your real estate agent will be able to identify the selling price of comparable homes and help you determine an appropriate asking price.

DON'T Mask Problem Areas
Many sellers understandably want to hide any problem areas with their home in order to attract more buyers, but this is never a good strategy. Home inspections are a mandatory part of the real estate process, and they are guaranteed to uncover the problems you are trying to hide. Rather than covering them up, you will be better off either repairing them ahead of time or (depending on the severity of the issue) lowering the asking price of your home.

DON'T Be There To Greet The Potential Buyers
Picture this: you're trying to buy your dream home. You see one listing that really catches your eye, and you can't wait to see it in person. You drive there and walk in the door... and then the current owner says, "Hello, welcome to our home!" It makes it hard to envision the home as your own, doesn't it? As the seller, it's important to give your buyers the space they need to imagine themselves living in the home.

DO Call Gattermeir Davidson!
Selling your home can seem like an overwhelming prospect, but it doesn't have to be! With an experienced real estate agent on your side, selling your home can be a breeze. Contact the Gattermeir Davidson Real Estate team to get started today!

Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Wednesday, March 11, 2015

5 Reasons Why The Lake of the Ozarks is a GREAT Place to Live

The Lake of the Ozarks is well known for being one of the best vacation destinations in the Midwest, but it is also a wonderful place to live full-time. With its own blend of tourism and local business economy, the Lake of the Ozarks offers a unique living experience that can't be found anywhere else. Here's a quick look at some of the things that makes the Lake such a great place to live.


Photo from www.funlake.com

1. Recreation

Why limit yourself to only taking advantage of the fun things to do at the Lake of the Ozarks while you're on vacation? Full-time residents get to enjoy all of the great activities at the Lake all year long. The Lake has plenty of outdoor activities available year-round, including hiking, biking, camping, and fishing. 

There are also lots of shopping opportunities at the Lake. With 110 stores, the outlet mall in Osage Beach is the largest in Missouri. There are also plenty of other local and large retailers located all over the Lake Area.

2. Education

The Lake of the Ozarks school district is one of the best in the area. The graduating seniors consistently achieve higher ACT scores than both the national and state averages, and two of every three graduates continue on to college. 

In addition to all of the elementary and high schools, the Lake Area is also home to college extension campuses, satellite community colleges, and technical career centers.

3. Healthcare

It's no surprise that quality healthcare is a must-have for people thinking about relocating to the Lake of the Ozarks. Fortunately, Lake Regional Health System offers comprehensive health care services to both residents and visitors to the Lake Area. They specialize in everything from urgent care to cancer care, and patients can rest assured that they will be in excellent, capable hands.


Photo from www.funlake.com

4. Cost Of Living

As if all of these other advantages of living at the Lake of the Ozarks weren't enough, the Lake Area also maintains the 11th lowest cost of living index in the entire United States (at 92.7). Here's a quick breakdown of a few of the factors:
  • Utilities - 3rd lowest
  • Gasoline - 7th lowest
  • Health Care - 16th lowest
  • Housing & Grocery - 18th lowest
Not only is the Lake of the Ozarks a great place to live, then - it's also more affordable than you think!

5. Housing

The housing opportunities at the Lake of the Ozarks are as unique and varied as the people who live here. Residents can choose from any number of different options, including apartment complexes, condominium complexes, interior homes, and waterfront homes. There are currently several homes for sale at the Lake of the Ozarks, and it's a great time to buy. Contact Gattermeir Davidson Real Estate to get started!

Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766