Thursday, April 28, 2016

Simplistic Ways to Narrow Down Your Home Search

After you've viewed seven homes and inspected the ins and outs of each of them, it's time to narrow them down and choose one to make an offer on. When you like the kitchen in one, the backyard of another, and the beautiful screened in porch of the other, it can be hard to figure out which one will be the best home at the Lake of the Ozarks for you and your family. At Gattermeir Davidson, we will help you every step of the way, and we have a team of the best real estate agents at the Lake of the Ozarks who can provide you with the information you need to make your decision. Here are a few ways you can help narrow down your home search.

Choose the Best Location

If you're between two homes in different towns, it can help to decide between the two by thinking of the locations. If one is closer to work, but they other is closer to where your kids will go to school, and after school activities, you may want the place closer to home. Alternatively, if you think you'll be selling the home again in the future, you may want to choose the home that is located in an easier place to sell. I can be challenging to narrow down between homes, especially when they all offer benefits that you love, but many things in a home can be updated, the location can not.

List the Positives and Negatives

When you're between several homes, it can help to list the positives and the negatives of each home, and let you see what you like and don't like. If you prefer the kitchen, master bathroom, and hardwood floors in home "A", but the backyard, neighborhood and two car garage in home "B," remember that you can update the kitchen and flooring of a home, but the permanent things like neighborhood and backyard are not so easy to change. These positives and negatives will vary for every single person, so take some time to sit down and really analyze the homes that you are stuck between.

Think of Your Budget

If all else fails, and you truly can't decide between the benefits of each home, you can rely on your budget to guide you. Before you started looking for homes, you mortgage lender should find out how much you're wanting to pay on your monthly payment, and then give you a home total based on those numbers. If your home total was $250,000, and home "A" costs $220,000 and home "B" costs your limit of $250,000, you may want to go with the home that is lower on the spectrum. This will give you some more room in your monthly budget to save for updates and improvements to your new home. Of course, if both homes are the same price, you may just have to toss a coin!

Best Real Estate Team at the Lake of the Ozarks

Gattermeir Davidson offers the strongest team of real estate agents in the Lake of the Ozarks regions. This means you will experience service that is second-to-none, whether you are purchasing a new home, second home, investment property, or selling a home. Our team of real estate professionals has your interests at heart and strives to establish long-term relationships with our clients. Visit our website today to view some of our beautiful listings, or give us a call today to get connected with your next Lake of the Ozarks real estate agent!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Tuesday, April 19, 2016

9 Tips to Pack Like the Pros

Packing is inevitably one of the most time-consuming and potentially stressful parts of moving, but it doesn't have to be. By utilizing a few tips now, you can save yourself time and energy on packing, as well as money too! At Gattermeir Davidson, not only do we assist you in the purchase of your homes at the Lake of the Ozarks, but we also want to give you tips on how to move your belongings from one home to the next. Here are a few tips to remember as you're packing up your home.

Get Started Early

Even if you're a fast packer, you can never start too early. Give yourself a couple of weeks to really sort through the items, and organize while you pack. Start with items that you don't use often like china or books.

Pack Your Items Strategically

Pack all of the immediately needed items in one box, and label them with a star. Or better yet, pack them in suitcases or clothes hampers so you can easily access them. You would want to include clothes, toiletries, a few rolls of toilet paper, towels, sheets and bedding, and kitchen utensils you may need immediately, etc.

Designate a Packing Space

Momentum is key when packing up your home, so put all of the things you need to pack in one space to help make it easier. Grab your boxes, tape, markers, tissue paper/newspaper, and use this space to get in the packing zone.

Be Green In Your Packing

You can buy new boxes from places like Uhaul, but you can also find used boxes in other places and help protect the earth. Some stores have locations in the back of the building where you can pick up extra boxes and then reassemble them when you get home. U-Haul also offers a Take a box, Leave a box. You can go to their location and take gently used boxes for packing, and then leave them for someone else if they are still in good condition!

Don't Load Heavy Boxes

While you may think that large boxes hold lots of big things, and small boxes hold small things, it's actually just the opposite. Use your large boxes to hold large and light items. You can put pillows, blankets and clothes in the large boxes, and save the small boxes for things like your books.

Don't Pack Air

Never put an empty suitcases or dressers. You can leave the clothes in them and just pack them the way they are. You can take the drawers out to move them, but leave the clothes inside, it will take less time. Likewise, don't pack an empty suitcase. Wrap your kitchen dishes and store them in there, or even pack them with the important items that you'll need when you arrive at your new home.

Trash Bags Are Great

While boxes are great moving tools, you can also utilize trash bags because they squish easily into awkward spaces. Fill them with soft non-breakables and see how easily they can fill the little spaces.

Hang Clothes

Don't waste time packing hanging clothes and the hangers that they belonged on. Instead, take all of the clothes in your closet and lay them across the backseat of your car, and then transfer them directly to the next closet.

Use Packing Supplies You Already Have

Set aside your blankets and beach towels and use them for packing. You can wrap and tape them around artwork and lamps, as well as a cushion. You can also use these for protecting large furniture from scratches.

Hire the Best Real Estate Agents at the Lake of the Ozarks

At Gattermeir Davidson, we work with you to find the home that fits not only your necessary needs but also your emotional needs. There are several homes on the market, and we can help you find the best one for you. Give us a call today to find the best Lake of the Ozarks home!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Wednesday, April 13, 2016

Exquisite Lakefront Estate in Osage Beach, Missouri

The home of your dreams is just around the corner when you come out and view this beautiful work of art. This home is located conveniently in Osage Beach, MO, and is just a short drive away from delicious dining and fun shopping experiences. This mansion is filled with awesome features like a master suite, entertainment lounge, media room and more!

At Gattermeir Davidson, we're proud to provide homes for you that are equally beautiful and functional. Learn some more about this home, and don't forget to contact us to schedule a showing!

A Piece of Paradise

When entering this home, you will see that is it unparalleled in style and size. This custom built home boasts every option that a homeowner would want, and it was featured in two luxury magazines. Here are a few interior features this home boasts of:

  • Intercom
  • Jetted Tub
  • Security System
  • Sound System Wiring
  • Tile Floors
  • Vaulted Ceilings
  • Walk-In Closet
  • Wet Bar
  • Window Treatments
  • Wood Floors
  • Elevator
  • Storm Shelter
  • Walk In Shower

Sweet Dreams!

This home doesn't just feature beautiful details and features, it also has six bedrooms! The master suite is fit for the stars, and there is also another master bedroom as well. The majority of bedrooms are upstairs and feature lots of space and closets. The master bedroom has a stunning master bathroom with two sinks and countertops, a jetted tub, and a walk through shower. Once you set foot in this home, you just may not want to leave!

Entertain Your Company Outdoors

When you live at the Lake of the Ozarks, one of the highlights is enjoying the beautiful weather and gorgeous views. This home features fantastic views of the Lake of the Ozarks, and even better - you can view them from your pool! Here are a few amenities you can enjoy while living in this Lake of the Ozarks home:

  • Deck
  • Covered Deck
  • Patio
  • Covered Patio
  • Private Pool
  • Screened Porch
  • Shop
  • Sprinkler
  • Storage Shed
  • Storm Shelter
  • Three Car Garage
  • Golf Cart Path/Trail

Work with the Best Real Estate Agents at the Lake of the Ozarks

At Gattermeir Davidson we aim to help you find the perfect home for you and your lifestyle. From small, quaint cottages to large mansions that allow you to live luxuriously, we can help you find just what you need. Our agents are trained to help you narrow down you search based on price points, desired features and more. Let us help you find the perfect place and assist you in your transition as you relocate to the Lake of the Ozarks!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Thursday, April 7, 2016

Improving Your Home's Value One Room at a Time: The Master Bedroom

Every month we have been featuring one room of your home, and giving you tips on how to make this room shine. This month we're going to focus on the master bedroom, which can be a very important room to many homebuyers. At Gattermeir Davidson, we care that you not only sell your home but that you find buyers who will be a great fit. Here are a few tips to keep in mind as you prepare to stage a Lake of the Ozarks home.

Color Choices

The key to staging your master bedroom is to create a place that will feel comfortable and homey. Choosing the right colors can make a definite impact on the feeling of the room. If you currently have bold, bright colors, you may want to tone them down with something calmer like a light blue, green, beige or gray.

Be Minimalistic

One of the keys to staging is making sure that your room is completely decluttered. Allow potential buyers to see the room for itself, while offering them a few suggestions about what can be put in there. Remove all clutter from the dressers, nightstands, chairs and under the bed. You will also want to limit the amount of furniture that is in the room. Depending on the size you can put a bed, two nightstands, and a dresser. If you have a very large room, you could incorporate a sitting area, but only if it will make the room look cozy, and not over filled.

Decorate the Bed

One of the key features in this room is the bed, so don't be afraid to really dress it up. Get a bed skirt to cover up the box springs, put a nice set of sheets on the bed, and a luxurious bed cover. This is the feature of this room that will make it feel like a bedroom, so splurge a little more on this area than the others. Don't forget to add plenty of pillows!

Let There Be Light

Set some lamps on the nightstands, and if anyone will be viewing the home later in the evening, turn them on to add to the lighting. If your home is being viewed during the day, be sure to open up the blinds, pull back the curtains, and show off the natural lighting in the room.

Choose Your Decor Carefully

You can put art on the walls and different decor pieces on the furniture, but always remember that it should be minimalistic. You should also try to keep it impersonal, so take down the wedding and family photos and replace them with pieces of art from the store. You may really love that kindergarten trophy on your nightstand, but your potential homebuyers will remember that it's your home, and it will be hard to visualize themselves living there.

Clean with a Fine Tooth Comb

Finally, make sure this room is spotless. Shampoo and vacuum the carpets, wipe off the ceiling fan, dust the tops of your dresser and nightstands. Straighten the closets, and remove a majority of the items in it. Potential homebuyers will be checking the closet space, and if you have everything crammed in there, it will look like the room doesn't have enough space. Don't forget to wash little fingerprints off of the windows and mirrors too.

Selling a Home at the Lake of the Ozarks

At Gattermeir Davidson, we are honored that you've chosen us to help you sell your home. This process can be challenging, but it will be filled with wonderful rewards when you can say that your home has been officially sold. Let our team help you along the way and answer any of your questions you may have while selling a Lake of the Ozarks home.

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Friday, April 1, 2016

FAQs about Mortgages

When buying a home, one of the first steps to need to look at is getting pre-qualified for a home. Your pre-qualification will give you an idea of what you can afford, and help you know exactly what you're looking for in your next home. There can be many complicated factors to your mortgage, and we want to help you feel at ease through the entire process. The entire Gattermeir Davidson team is proud to help you through this exciting process of finding a home, whether it's your first, or you are a seasoned home buyer. Here are a few frequently asked questions about home mortgages to help you understand them better.

What are Closing Costs?

Your closing costs will vary from property to property. It can include items like title insurance fees, pre-paid interest, and documentation fees. Your type of mortgage and location can make a difference in these closing costs, so you'll want to talk with your lender and Lake of the Ozarks real estate agent.

What Documentation Will I need to Provide?

Every lender will ask for different paperwork. While some may ask for your financial information, tax info, employment history, and asset verification, others will not look into anything at all. To help make this process easier, you can organize all of your papers and files so that when you need to pull pay stubs and tax documents, you can find them quickly and easily.

What is Mortgage Insurance, and Will I Need It?

Mortgage insurance protects the lender in the case that you stop making payments. It is required on homes where little to no downpayment is made. There are some loans available where you don't have to pay a downpayment or insurance, but you have to meet specific requirements, and only certain homes are permitted. Your real estate agent at the Lake of the Ozarks can help you decipher between homes and find something that will match your mortgage requirements.

How is my Monthly Mortgage Payment Applied to My Mortgage Loan?

Your mortgage payment includes a payment to the principal balance, interest, and escrow. This is also known as P.I.T.I (principal, interest, taxes, and insurance).

What is the Difference Between Pre-Qualification and Pre-Approval

Pre-qualification is when a lender assesses your ability to make payments on your mortgage, based on your income, assets, and employment history. Pre-approval is the underwriting decision that you are qualified with conditions and is subject to the lender's review of your completed application, verification of your income, and more. You'll need to be pre-approved in order to finalize the details on your home.

Buy A Lake of the Ozarks Home

At Gattermeir Davidson, we take the time to work with you on the home that will be perfect for you and your family. We can suggest lenders in the area who will work just as hard to ensure that you successfully complete the mortgage process, and get you into your home fast. If you're ready to make your next step in the home buying process, give us a call today at 877-870-5253 to learn how we can help you find the home of your dreams.

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Friday, March 25, 2016

Custom Built Home at the Lake of the Ozarks

This beautiful home was custom built by one of the Lakes premier builders for himself with custom finishes for a King and Queen. This brick masterpiece is located in peaceful millionaire's cove with expertly designed details and lush landscaping. This is a rare Lake of the Ozarks real estate find, so keep reading to learn more!

Interior Features Fit for Royalty

This home has many beautiful features that are fit for a king and queen. There are five bedrooms and seven bathrooms spread between the main and lower levels. The large kitchen has beautiful granite counter tops and rustic finished countertops. There is a large laundry room, spacious home office, and an entertainment room. With a hot tub, jetted tub, large pantry, sound system wiring, large vaulted ceilings, walk-in closet, wet bar, window treatments and even walk-in shower, you'll be living in the lap of luxury when you buy this Lake of the Ozarks home.

Fantastic Landscaping & Outdoor Features

Enjoy the lush landscaping as you take your golf cart down the gentle path to the dock or sit poolside or dockside and take in all of the fun activities of Millionaire's cove. There is a beautiful four season room that can be enjoyed all through the year with its own heater. The 3 well dock is covered, has electric and an attached swim platform. It will be perfect for enjoying a day out on the water, or on the dock trying to catch the big one.

Appliances and Extra Features

This home boasts of the best appliances and features you can get. There is a central vacuum system, dishwasher, dryer, garbage disposal, microwave, refrigerator, stove, washer, water softener are just a few of the amenities you will love here in this home. There is also a 3 car garaged attached to the home with door openers, a parking pad, water, and even a large bedroom/Bonus room with full bath above the garage and surround sound!

Luxury Location

You will get to enjoy all of Four Seasons amenities, including a golf cart path/trail, great views and available internet. You can also enjoy access to a boat ramp, campground, community pool, exercise or workout room, playground, security and tennis courts. You will enjoy living at the Lake of the Ozarks when you make your home here in this beautiful location!

Best Real Estate at the Lake of the Ozarks

When you work with Gattermeir Davidson, we provide you with the best homes at the Lake of the Ozarks. If this home looks like your dream home, contact us today to schedule a showing. We work continually with you through the entire home buying process to make sure that you're getting the most out of your you home. Contact us today and we'll help you find the home of your dreams!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766

Thursday, March 17, 2016

Sell Your Home with GREAT Curb Appeal

One of the first impressions people will create about your home is from the front yard. It is the first thing that will greet your guests and your potential buyers. While every aspect of your home needs to be in order when selling, your landscape and your yard are extremely important. Here are a few things to keep in mind as you improve your curb appeal for your sake or for the sake of selling a Lake of the Ozarks home.

Edge the Driveway

Bring your boring asphalt to life with edging materials. You can use bricks, pavers, and stone to create an elegant look. The edging can be level with your driveway, or it can be raised to prevent people to driving onto your newly landscaped lawn. This can easily be a DIY project, or you can hire a landscape artist to come in and take care of it for you.

Install Lights along the Sidewalk

Landscape lighting will welcome guests who arrive after dusk and lead the way to your front door. While this is a beautiful addition, it's also a safety feature. It will help to emphasize you landscaping and any other feature you may want to light up as well.

Cover the Blank Spots

While large trees are magnificent, the shade can cause dead spots in your yard. The constant shade, and roots grabbing water. Don't fight the unending battle with your trees, make life easier by planting flowers around the base of the tree that thrive in shade. Or apply mulch around the tree base!

Upgrade the Hardware

Even simple things need attention. Improve your curb appeal by changing out the lock and handle hardware on your door, replacing rusty light fixtures, and installing decorate house numbers!

Paint the Front Door

Never underestimate the power of a fresh coat of paint! Sometimes it's all you need to transform your curb appeal and make a huge difference. You can even replace the door all together!

Plant Flowers

Flowers around your home is one of the fastest and easiest ways to boost your curb appeal at the Lake of the Ozarks. Whether you place them in front of the house, in hanging baskets, flower boxes, or even raised garden beds, these will add pops of color. Get recommendations from your local nursery, or contact your Lake of the Ozarks real estate agent to learn which landscapers will do the best job for you.

Trust the Real Estate Agents Who Can Sell Your Home

While curb appeal can make a huge difference in the sale of your home, a great real estate agent can make even more of a difference!At Gattermeir Davidson, we make your home a priority through the selling process. We want to make this journey as easy as possible and help you sell your home within a decent amount of time. If you're ready to start selling your Lake of the Ozarks home, contact us today!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766